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Insurance through your association should be easy to judge
Millions of people buy life, disability and dental coverage through an association, school district or employer group. Most of them can't tell whether they're getting a good deal. MemberVerdict exists to fix that.
Independent ratings and reviews of group insurance sold through associations. No broker, no commission, no carrier money.
Why we built this
Group programs often carry real advantages: negotiated rates, simplified underwriting, features individual policies don't have. But every program prices and words its coverage its own way, and nobody lines them up side by side.
We do. We index every program, score every option the same way, and explain the result in plain English, so members choose with confidence and sponsors negotiate with evidence.
Our independence pledge
- No commission, everWe never earn a cent when someone buys a policy.
- No carrier moneyCarriers, brokers and administrators can't pay for a better score.
- One indexEvery number comes from the MemberVerdict index. Verified, not estimated.
- On your sideWe work for the member and the association, nobody else.
MemberVerdict provides an unbiased, accurate rate and price index for members. It is not an insurance producer, agent or broker. Coverage is purchased through each program's licensed administrator.
What we stand by
Every number comes from the MemberVerdict index. Verified, not estimated.
Every score shows its four factors. No black boxes.
No commissions, no sponsored rankings, no money from carriers, brokers or administrators for a better score. Associations pay us for reviews, agents pay a flat introduction fee, administrators pay for software. Members buy through their administrator.
No Social Security numbers, birth dates or health details. Ever.
Run an association? Get your free one-page snapshot.
How your program's rates compare with every peer in the index, on one page, no obligation. No broker, no commission, no carrier money.